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Privacy Policy

Privacy Policy Facts
FACTSWHAT DOES GNB Bank DO WITH YOUR PERSONAL INFORMATION?
WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit history
  • Account balances and account transactions
  • Transaction history and checking account information
HOW?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons GNB Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information
Reasons we can share your personal informationDoes GNB Bank share?Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes -
to offer our products and services to you
YesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
YesNo
For our affiliates' everyday business purposes -
information about your creditworthiness
YesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youNoWe don’t share
To Limit Our Sharing
  • Call 319-824-5431 - Our menu will prompt you through your choices OR
  • Mail in the form at the bottom of the first page of this PDF

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. 

Phone numbers collected for SMS consent will not be shared with nonaffiliates for marketing purposes.

However, you can contact us at any time to limit our sharing. 

Questions?

Call 319-824-5431 or go to www.gnbbank.com

What we do
What we do
How does GNB Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does GNB Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or give us your contact information
  • Apply for a loan or show a government-issued ID
  • Make deposits or withdrawals from your account

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.

 

Definitions
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include others, such as GNB Insurance, GNB Investments, GNB Real Estate, and GNB Bancorporation
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • GNB Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • GNB Bank doesn't jointly market.

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